Annual Date
Date of latest annual financial statements used to calculate annual statistics.

Annual Profit ($000)
Net income before extraordinary items from the indicated fiscal year.

Book Value
Common shareholders' equity divided by common shares outstanding at the end of the indicated annual period. Book value per share is one of many factors to be used when appraising a stock. There is no rule for an adequate book value per share, but the difference between book value and market value is usually accounted for by the actual or potential earning power of a company.

Cash Flow/Total Debt
Cash flow (income before extraordinary items plus non-cash items, such as equity income and depreciation, for continuing operations) divided by total debt (short and long term) and multiplied by 100. This ratio gauges a company's ability to repay borrowed funds. The general rule for cash flow to debt ratio is 20 per cent for utilities and 30 per cent for industrials.

Consensus Earnings per Share Estimate
(EPS Est. Next Year) Supplied by First Call Corp., as of September 14, 2001. Consensus = Average of the individual broker estimates on earnings from continuing operations (i.e., excluding non-recurring and non-operating items).

Consensus Earnings per Share Estimate
(EPS Est. This Year) Supplied by First Call Corp., as of September 14, 2001. Consensus = Average of the individual broker estimates on earnings from continuing operations (i.e., excluding non-recurring and non-operating items).

Current Earnings per Share (EPS) Basic earnings per share (EPS) before extra
ordinary items from the latest annual. EPS equals net earnings (or profit) before extraordinary items, less preferred share dividends, divided by average shares outstanding. EPS shows earnings available to each common share and is an important element in judging an appropriate market price of a share.

Current Price
Closing stock price from www.globeinvestor.com as of September 10, 2001, from the primary exchange the stock trades on.

Dividend Yield
Dividend yield is calculated by dividing the company's annual dividend to common shareholders by the price of the stock. Value investors compare a company's dividend yield to the market, its industry group and the historic norm for the company to see if the stock is offering a higher-than-normal yield, then they try to figure out the reason. Dividend yields differ from one industry to another.

Enterprise Value/Earnings before Interest and Taxes
The average (two years) market value of common stock, book value of preferred stock and book value of total debt less book value of cash, divided by current earnings before interest expense and income taxes. The ratio compares the value of a company with its current earnings. The lower the value, the better. When a company's enterprise value, or earnings before interest and taxes, results in a negative result, the ratio is not meaningful.

Operating Margin
Operating revenues less operating expenses, divided by operating revenues and multiplied by 100. Shows the percentage of operating revenues a company retains after operating expenses.

Price-to-earnings (P/E) Ratio
The bedrock of value investing, a company's current P/E ratio reflects the stock price divided by current earnings per share. The higher the P/E ratio, the more an investor pays for a company's earnings and the greater the expectations for future earnings growth. If a stock trades at a P/E ratio of 10, it means that the company would take 10 years to pay for itself from its earnings.

Quarter Date
Date of latest quarter used to calculate the trailing 12-month statistics.

Return on Average Capital (one-year)
Earnings before extraordinary items, interest expense and income taxes, divided by average capital. Average capital includes both invested and borrowed capital, from the last two annual fiscal periods. ROC correlates income with the capital used to produce it, without reference to whether creditors or shareowners provided the capital.

Return on Average Capital (five years)
Simple average of the annual return on capital for the past five years. Shows how well a company has employed its capital over the long term.

Return on Common Equity (one year)
Earnings before extraordinary items, less preferred-share dividends, divided by average common shareholders' equity. Shows the rate of return on investment for the company's common shareholders, who are the only providers of capital, that do not have a fixed return.

Return on Common Equity (five years)
Simple average of the annual return on common equity for the past five years. Shows the average rate of return of common shareholders over the long term.

Stock Symbol
The company's primary stock symbol, and the symbol used to obtain the current price.

Trailing 12-Month Earnings per Share
The sum of the basic earnings per share (EPS) before extraordinary items from the last four quarters. EPS equals net earnings (or profit) before extraordinary items, less preferred share dividends, divided by average shares outstanding. EPS shows earnings available to each common share and is an important element in judging an appropriate market price of a share.